Feeling the pinch from prices going up? You are not alone and I would like to help you and along with a friend of mine.
First I am starting my friend’s video. His video contains biblical views on finances and money. I am just sharing the first video he has done. You are welcome to watch others on YouTube if you enjoy and would like to watch more videos he has done.
What does it take to blow $10,000 a year?
Answer: Just $27.40 a day on miscellaneous spending a day.
Here is a few tips to help you and your family save money:
Things To Stop Spending Money On
1) No new clothes (most of us have over abundance of clothes so this is easy to let go; although a bit difficult with growing kids in your household and with growing kids a second hand shop is best).
2) No food from restaurants (this includes fastfood).
3) No to coffee and snacks (coffee can be from home but not fast-food or Starbucks and snacks is junk food you really can live without).
4) No home decor (reuse, recycle, and refurbish what you already have; also cuts down on the clutter that you can’t take with you when you die).
5) No new books, music, magazines etc. (If you get a library card you can get all these items free by simply having a library card).
6) Pick what to get rid of: keep the cable and lose the Netflix, Hulu, Amazon Prime etc or vice-versa and do you truly need all those different apps to watch something pick one to keep and lose the others.)
7) Lose Amazon Prime and shop locally (small businesses (mom and pops are going out because of Amazon Prime) and not to mention nearly everything there is foreign made. You save shopping locally then online.
Spend Money On Necessities.
1) Pay bills (rent/mortgage, utilities, car insurance, cell phone (no buying the latest model, keep your phone as long as it is working), savings and emergency fund)
2) Groceries (plan your week or month ahead)
3) Medicial (this includes ER, Urgent Care, Dental, Primary, Medicine etc.)
4) Gas ( if possible to do so walk to the grocery store).
Saving ideas.
1) Save change to cash to the bank
2) Pull $50 from every hundred you make and set aside for savings. (You can decide the number as long as you are saving a number from your pay check into savings each month).
3) Fill your tank up (you may think you are saving doing a little at a time but your not costing more)
Book I recommend getting to help with finances is: (this book was recommended to me by the same friend who’s video I shared at the top).
Dave Ramsey’s Complete Guide To Money
Dave Ramsey’s book has great ideas for helping you get started and save money as well as getting out of debt. You can find in book stores, online (Amazon), or Kindle.
May this post reach and help those in need and wondering where to start.
God bless you and your loved ones.
Kirsten's Christian Corner 